Call reports 2013
ILLINI BANK — 2013
What ILLINI BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 268,478,000 | 269,956,000 | 267,069,000 | 287,537,000 |
| Total loans | 161,795,000 | 169,668,000 | 172,485,000 | 178,265,000 |
| Allowance for loan losses | 3,136,000 | 3,329,000 | 3,327,000 | 3,426,000 |
| Securities available for sale | 64,625,000 | 71,997,000 | 67,906,000 | 68,352,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,703,000 | 230,609,000 | 226,664,000 | 246,297,000 |
| Interest-bearing deposits | 183,911,000 | 185,034,000 | 184,202,000 | 199,357,000 |
| Noninterest-bearing deposits | 43,792,000 | 45,575,000 | 42,462,000 | 46,940,000 |
| Equity capital | 25,378,000 | 24,466,000 | 25,050,000 | 25,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,622,000 | 5,244,000 | 7,895,000 | 10,655,000 |
| Interest expense | 221,000 | 437,000 | 653,000 | 885,000 |
| Net interest income | 2,401,000 | 4,807,000 | 7,242,000 | 9,770,000 |
| Noninterest income | 820,000 | 1,952,000 | 3,040,000 | 4,529,000 |
| Noninterest expense | 2,434,000 | 4,864,000 | 7,267,000 | 9,741,000 |
| Provision for loan losses | 231,000 | 460,000 | 467,000 | 186,000 |
| Pretax income | 556,000 | 1,435,000 | 2,645,000 | 4,469,000 |
| Income tax | 163,000 | 458,000 | 883,000 | 1,551,000 |
| Net income | 393,000 | 977,000 | 1,762,000 | 2,918,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,267,000 | 24,495,000 | 24,926,000 | 25,695,000 |
| Total capital | 26,717,000 | 27,068,000 | 27,576,000 | 28,382,000 |
| Risk-weighted assets | 195,303,000 | 205,073,000 | 211,303,000 | 214,248,000 |