Call reports 2012
ILLINI BANK — 2012
What ILLINI BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 255,945,000 | 253,894,000 | 257,861,000 | 259,651,000 |
| Total loans | 165,897,000 | 168,566,000 | 166,990,000 | 165,323,000 |
| Allowance for loan losses | 2,567,000 | 2,743,000 | 3,157,000 | 3,289,000 |
| Securities available for sale | 58,726,000 | 54,860,000 | 54,801,000 | 56,228,000 |
| Securities held to maturity | 1,422,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,213,000 | 212,528,000 | 217,227,000 | 217,838,000 |
| Interest-bearing deposits | 171,906,000 | 171,341,000 | 170,757,000 | 171,390,000 |
| Noninterest-bearing deposits | 42,307,000 | 41,187,000 | 46,470,000 | 46,448,000 |
| Equity capital | 25,142,000 | 25,496,000 | 25,300,000 | 25,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,857,000 | 5,682,000 | 8,396,000 | 11,041,000 |
| Interest expense | 329,000 | 643,000 | 951,000 | 1,224,000 |
| Net interest income | 2,528,000 | 5,039,000 | 7,445,000 | 9,817,000 |
| Noninterest income | 1,257,000 | 2,458,000 | 3,949,000 | 5,278,000 |
| Noninterest expense | 2,296,000 | 4,555,000 | 6,878,000 | 9,316,000 |
| Provision for loan losses | 178,000 | 359,000 | 1,870,000 | 2,052,000 |
| Pretax income | 1,311,000 | 2,581,000 | 2,644,000 | 3,725,000 |
| Income tax | 452,000 | 888,000 | 848,000 | 1,217,000 |
| Net income | 859,000 | 1,693,000 | 1,796,000 | 2,508,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,651,000 | 24,123,000 | 23,864,000 | 24,232,000 |
| Total capital | 26,157,000 | 26,602,000 | 26,362,000 | 26,715,000 |
| Risk-weighted assets | 200,395,000 | 198,031,000 | 199,217,000 | 197,818,000 |