Call reports 2011
ILLINI BANK — 2011
What ILLINI BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 245,627,000 | 248,159,000 | 253,335,000 | 257,112,000 |
| Total loans | 146,261,000 | 150,843,000 | 156,684,000 | 157,290,000 |
| Allowance for loan losses | 2,305,000 | 2,413,000 | 2,508,000 | 2,526,000 |
| Securities available for sale | 74,637,000 | 69,251,000 | 61,281,000 | 66,259,000 |
| Securities held to maturity | 1,555,000 | 1,517,000 | 1,485,000 | 1,464,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,996,000 | 206,881,000 | 208,852,000 | 215,646,000 |
| Interest-bearing deposits | 171,654,000 | 170,760,000 | 171,027,000 | 177,329,000 |
| Noninterest-bearing deposits | 36,342,000 | 36,121,000 | 37,825,000 | 38,317,000 |
| Equity capital | 22,689,000 | 23,373,000 | 24,359,000 | 24,992,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,866,000 | 5,732,000 | 8,627,000 | 11,484,000 |
| Interest expense | 498,000 | 937,000 | 1,335,000 | 1,686,000 |
| Net interest income | 2,368,000 | 4,795,000 | 7,292,000 | 9,798,000 |
| Noninterest income | 922,000 | 1,858,000 | 2,968,000 | 4,229,000 |
| Noninterest expense | 2,152,000 | 4,249,000 | 6,456,000 | 8,927,000 |
| Provision for loan losses | 153,000 | 273,000 | 406,000 | 615,000 |
| Pretax income | 985,000 | 2,131,000 | 3,398,000 | 4,474,000 |
| Income tax | 321,000 | 706,000 | 1,139,000 | 1,396,000 |
| Net income | 664,000 | 1,425,000 | 2,259,000 | 3,078,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,813,000 | 22,217,000 | 22,691,000 | 23,140,000 |
| Total capital | 24,084,000 | 24,580,000 | 25,082,000 | 25,609,000 |
| Risk-weighted assets | 181,640,000 | 189,027,000 | 191,100,000 | 197,506,000 |