Call report 2003Q4
MERCHANTS & SOUTHERN BANK — 2003Q4
The 22 measures MERCHANTS & SOUTHERN BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 197,113,000 | USD | evidence → |
| Total loans | 116,387,000 | USD | evidence → |
| Allowance for loan losses | 1,173,000 | USD | evidence → |
| Securities available for sale | 65,954,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 152,219,000 | USD | evidence → |
| Interest-bearing deposits | 100,172,000 | USD | evidence → |
| Noninterest-bearing deposits | 52,047,000 | USD | evidence → |
| Equity capital | 13,567,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,312,000 | USD | evidence → |
| Interest expense | 1,650,000 | USD | evidence → |
| Net interest income | 7,662,000 | USD | evidence → |
| Noninterest income | 2,800,000 | USD | evidence → |
| Noninterest expense | 7,711,000 | USD | evidence → |
| Provision for loan losses | 175,000 | USD | evidence → |
| Pretax income | 2,755,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 2,755,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,439,000 | USD | evidence → |
| Total capital | 15,612,000 | USD | evidence → |
| Risk-weighted assets | 125,467,000 | USD | evidence → |
Machine access — free, no API key
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