Call reports 2026
INDEPENDENT FARMERS BANK — 2026
What INDEPENDENT FARMERS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 153,900,000 | 146,505,000 |
| Total loans | 86,394,000 | 88,321,000 |
| Allowance for loan losses | 1,049,000 | 1,066,000 |
| Securities available for sale | 53,161,000 | 52,535,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 141,609,000 | 131,901,000 |
| Interest-bearing deposits | 105,939,000 | 99,410,000 |
| Noninterest-bearing deposits | 35,670,000 | 32,491,000 |
| Equity capital | 11,086,000 | 11,887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,026,000 | 4,044,000 |
| Interest expense | 484,000 | 932,000 |
| Net interest income | 1,542,000 | 3,112,000 |
| Noninterest income | 95,000 | 192,000 |
| Noninterest expense | 1,041,000 | 2,101,000 |
| Provision for loan losses | 117,000 | 160,000 |
| Pretax income | 479,000 | 1,043,000 |
| Income tax | 87,000 | 195,000 |
| Net income | 392,000 | 848,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 15,664,000 | 16,120,000 |
| Total capital | 16,718,000 | 17,191,000 |
| Risk-weighted assets | 95,023,000 | 96,843,000 |