Call reports 2025
MISSION VALLEY BANK — 2025
What MISSION VALLEY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 706,107,000 | 740,519,000 | 714,610,000 | 759,501,000 |
| Total loans | 562,489,000 | 596,350,000 | 579,089,000 | 610,067,000 |
| Allowance for loan losses | 8,324,000 | 8,289,000 | 8,499,000 | 8,121,000 |
| Securities available for sale | 45,023,000 | 45,736,000 | 45,581,000 | 44,608,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 592,374,000 | 599,566,000 | 564,465,000 | 635,726,000 |
| Interest-bearing deposits | 393,682,000 | 392,732,000 | 359,280,000 | 433,701,000 |
| Noninterest-bearing deposits | 198,692,000 | 206,834,000 | 205,185,000 | 202,025,000 |
| Equity capital | 68,922,000 | 70,571,000 | 73,120,000 | 80,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 11,570,000 | 23,137,000 | 35,000,000 | 46,605,000 |
| Interest expense | 3,688,000 | 7,700,000 | 11,637,000 | 15,520,000 |
| Net interest income | 7,882,000 | 15,437,000 | 23,363,000 | 31,085,000 |
| Noninterest income | 1,610,000 | 3,334,000 | 5,460,000 | 9,279,000 |
| Noninterest expense | 6,672,000 | 13,836,000 | 20,822,000 | 27,668,000 |
| Provision for loan losses | 200,000 | 200,000 | 350,000 | 300,000 |
| Pretax income | 2,572,000 | 4,690,000 | 7,662,000 | 12,361,000 |
| Income tax | 735,000 | 1,338,000 | 2,192,000 | 3,383,000 |
| Net income | 1,837,000 | 3,352,000 | 5,470,000 | 8,978,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,660,000 | 74,192,000 | 76,240,000 | 83,616,000 |
| Total capital | 80,642,000 | 82,420,000 | 84,293,000 | 91,949,000 |
| Risk-weighted assets | 638,002,000 | 657,964,000 | 643,597,000 | 688,082,000 |