Call reports 2022
MISSION VALLEY BANK — 2022
What MISSION VALLEY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 554,757,000 | 483,312,000 | 510,404,000 | 552,682,000 |
| Total loans | 309,623,000 | 373,787,000 | 397,775,000 | 437,222,000 |
| Allowance for loan losses | 4,799,000 | 5,218,000 | 5,384,000 | 5,909,000 |
| Securities available for sale | 54,170,000 | 63,260,000 | 59,232,000 | 54,582,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 497,668,000 | 416,037,000 | 426,804,000 | 467,344,000 |
| Interest-bearing deposits | 277,040,000 | 204,984,000 | 216,509,000 | 236,036,000 |
| Noninterest-bearing deposits | 220,628,000 | 211,053,000 | 210,295,000 | 231,308,000 |
| Equity capital | 50,248,000 | 49,969,000 | 50,492,000 | 51,997,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,156,000 | 8,983,000 | 15,007,000 | 22,020,000 |
| Interest expense | 102,000 | 210,000 | 570,000 | 1,352,000 |
| Net interest income | 4,054,000 | 8,773,000 | 14,437,000 | 20,668,000 |
| Noninterest income | 2,484,000 | 3,971,000 | 5,994,000 | 6,937,000 |
| Noninterest expense | 4,285,000 | 8,627,000 | 13,116,000 | 17,627,000 |
| Provision for loan losses | 0 | 400,000 | 550,000 | 1,100,000 |
| Pretax income | 2,217,000 | 3,655,000 | 6,673,000 | 8,787,000 |
| Income tax | 641,000 | 1,058,000 | 1,936,000 | 2,454,000 |
| Net income | 1,576,000 | 2,597,000 | 4,737,000 | 6,333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,500,000 | 53,520,000 | 55,661,000 | 57,256,000 |
| Total capital | 56,813,000 | 58,497,000 | 61,055,000 | 63,175,000 |
| Risk-weighted assets | 344,578,000 | 397,930,000 | 438,774,000 | 479,101,000 |