Call reports 2021
MISSION VALLEY BANK — 2021
What MISSION VALLEY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 440,910,000 | 423,005,000 | 442,210,000 | 573,753,000 |
| Total loans | 325,328,000 | 286,291,000 | 286,084,000 | 315,303,000 |
| Allowance for loan losses | 4,616,000 | 4,755,000 | 4,771,000 | 4,785,000 |
| Securities available for sale | 46,800,000 | 44,083,000 | 48,141,000 | 50,286,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 381,931,000 | 367,003,000 | 352,672,000 | 513,518,000 |
| Interest-bearing deposits | 117,840,000 | 126,172,000 | 124,537,000 | 267,558,000 |
| Noninterest-bearing deposits | 264,091,000 | 240,831,000 | 228,135,000 | 245,960,000 |
| Equity capital | 45,416,000 | 47,397,000 | 49,529,000 | 50,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,309,000 | 8,529,000 | 12,656,000 | 16,759,000 |
| Interest expense | 60,000 | 111,000 | 162,000 | 235,000 |
| Net interest income | 4,249,000 | 8,418,000 | 12,494,000 | 16,524,000 |
| Noninterest income | 883,000 | 3,172,000 | 6,511,000 | 8,033,000 |
| Noninterest expense | 3,756,000 | 7,673,000 | 11,921,000 | 15,709,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,362,000 | 3,905,000 | 7,068,000 | 8,825,000 |
| Income tax | 391,000 | 1,136,000 | 2,071,000 | 2,577,000 |
| Net income | 971,000 | 2,769,000 | 4,997,000 | 6,248,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,647,000 | 47,445,000 | 49,673,000 | 50,924,000 |
| Total capital | 49,391,000 | 51,364,000 | 53,694,000 | 55,170,000 |
| Risk-weighted assets | 298,661,000 | 312,690,000 | 320,942,000 | 339,113,000 |