Call reports 2020
MISSION VALLEY BANK — 2020
What MISSION VALLEY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 351,108,000 | 506,398,000 | 465,780,000 | 473,139,000 |
| Total loans | 271,240,000 | 332,709,000 | 339,422,000 | 318,526,000 |
| Allowance for loan losses | 3,785,000 | 4,234,000 | 4,310,000 | 4,514,000 |
| Securities available for sale | 16,597,000 | 18,934,000 | 30,248,000 | 46,518,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 301,336,000 | 396,239,000 | 374,274,000 | 388,129,000 |
| Interest-bearing deposits | 98,387,000 | 110,841,000 | 109,473,000 | 119,455,000 |
| Noninterest-bearing deposits | 202,949,000 | 285,398,000 | 264,801,000 | 268,674,000 |
| Equity capital | 43,034,000 | 43,508,000 | 43,663,000 | 44,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,979,000 | 7,878,000 | 11,814,000 | 16,002,000 |
| Interest expense | 102,000 | 198,000 | 302,000 | 387,000 |
| Net interest income | 3,877,000 | 7,680,000 | 11,512,000 | 15,615,000 |
| Noninterest income | 785,000 | 1,743,000 | 2,812,000 | 4,095,000 |
| Noninterest expense | 3,229,000 | 6,473,000 | 10,164,000 | 13,856,000 |
| Provision for loan losses | 100,000 | 900,000 | 1,900,000 | 1,850,000 |
| Pretax income | 1,346,000 | 2,069,000 | 2,279,000 | 4,021,000 |
| Income tax | 386,000 | 570,000 | 612,000 | 1,123,000 |
| Net income | 960,000 | 1,499,000 | 1,667,000 | 2,898,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,738,000 | 43,277,000 | 43,445,000 | 44,676,000 |
| Total capital | 46,465,000 | 46,960,000 | 47,204,000 | 48,440,000 |
| Risk-weighted assets | 298,095,000 | 294,104,000 | 300,166,000 | 300,370,000 |