Call reports 2019
MISSION VALLEY BANK — 2019
What MISSION VALLEY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 358,505,000 | 335,117,000 | 338,294,000 | 355,050,000 |
| Total loans | 250,966,000 | 243,311,000 | 248,369,000 | 266,496,000 |
| Allowance for loan losses | 3,850,000 | 3,689,000 | 3,608,000 | 3,731,000 |
| Securities available for sale | 12,544,000 | 16,460,000 | 14,946,000 | 17,242,000 |
| Securities held to maturity | 12,000 | 7,000 | 4,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 291,799,000 | 285,759,000 | 291,355,000 | 306,180,000 |
| Interest-bearing deposits | 99,541,000 | 96,593,000 | 95,296,000 | 94,410,000 |
| Noninterest-bearing deposits | 192,258,000 | 189,166,000 | 196,059,000 | 211,770,000 |
| Equity capital | 46,337,000 | 44,398,000 | 41,013,000 | 41,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,878,000 | 7,992,000 | 11,999,000 | 15,900,000 |
| Interest expense | 133,000 | 262,000 | 391,000 | 509,000 |
| Net interest income | 3,745,000 | 7,730,000 | 11,608,000 | 15,391,000 |
| Noninterest income | 712,000 | 1,521,000 | 3,202,000 | 4,192,000 |
| Noninterest expense | 3,180,000 | 6,630,000 | 9,946,000 | 13,150,000 |
| Provision for loan losses | 44,000 | 63,000 | 63,000 | 563,000 |
| Pretax income | 1,208,000 | 2,544,000 | 4,801,000 | 5,866,000 |
| Income tax | 336,000 | 718,000 | 1,366,000 | 1,664,000 |
| Net income | 872,000 | 1,826,000 | 3,435,000 | 4,202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,449,000 | 44,402,000 | 41,012,000 | 41,778,000 |
| Total capital | 50,059,000 | 47,907,000 | 44,541,000 | 45,437,000 |
| Risk-weighted assets | 288,419,000 | 280,268,000 | 282,282,000 | 292,677,000 |