Call reports 2018
MISSION VALLEY BANK — 2018
What MISSION VALLEY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 335,082,000 | 318,479,000 | 306,068,000 | 349,829,000 |
| Total loans | 225,098,000 | 234,285,000 | 245,799,000 | 247,694,000 |
| Allowance for loan losses | 3,542,000 | 3,574,000 | 3,965,000 | 3,791,000 |
| Securities available for sale | 13,913,000 | 13,207,000 | 12,451,000 | 12,080,000 |
| Securities held to maturity | 54,000 | 34,000 | 23,000 | 17,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 284,448,000 | 268,196,000 | 255,446,000 | 297,558,000 |
| Interest-bearing deposits | 106,340,000 | 101,598,000 | 95,492,000 | 108,189,000 |
| Noninterest-bearing deposits | 178,108,000 | 166,598,000 | 159,954,000 | 189,369,000 |
| Equity capital | 46,537,000 | 45,902,000 | 46,049,000 | 47,338,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,731,000 | 7,520,000 | 11,465,000 | 15,403,000 |
| Interest expense | 83,000 | 167,000 | 248,000 | 359,000 |
| Net interest income | 3,648,000 | 7,353,000 | 11,217,000 | 15,044,000 |
| Noninterest income | 1,472,000 | 2,141,000 | 1,873,000 | 2,683,000 |
| Noninterest expense | 3,017,000 | 6,052,000 | 9,100,000 | 12,108,000 |
| Provision for loan losses | 0 | 6,000 | 370,000 | 609,000 |
| Pretax income | 2,103,000 | 3,436,000 | 3,620,000 | 5,010,000 |
| Income tax | 564,000 | 938,000 | 928,000 | 1,178,000 |
| Net income | 1,539,000 | 2,498,000 | 2,692,000 | 3,832,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,752,000 | 46,205,000 | 46,394,000 | 47,541,000 |
| Total capital | 49,976,000 | 49,478,000 | 49,812,000 | 51,116,000 |
| Risk-weighted assets | 257,622,000 | 261,542,000 | 272,862,000 | 285,785,000 |