Call reports 2016
MISSION VALLEY BANK — 2016
What MISSION VALLEY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 300,964,000 | 298,588,000 | 309,856,000 | 325,215,000 |
| Total loans | 210,263,000 | 222,449,000 | 243,760,000 | 242,940,000 |
| Allowance for loan losses | 3,591,000 | 3,598,000 | 3,390,000 | 3,547,000 |
| Securities available for sale | 14,367,000 | 17,415,000 | 16,441,000 | 15,157,000 |
| Securities held to maturity | 3,928,000 | 3,861,000 | 1,798,000 | 245,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,860,000 | 253,874,000 | 264,625,000 | 278,542,000 |
| Interest-bearing deposits | 121,682,000 | 122,154,000 | 125,379,000 | 121,937,000 |
| Noninterest-bearing deposits | 136,178,000 | 131,720,000 | 139,246,000 | 156,605,000 |
| Equity capital | 39,892,000 | 40,983,000 | 41,592,000 | 42,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,925,000 | 5,949,000 | 9,281,000 | 12,736,000 |
| Interest expense | 98,000 | 194,000 | 292,000 | 395,000 |
| Net interest income | 2,827,000 | 5,755,000 | 8,989,000 | 12,341,000 |
| Noninterest income | 811,000 | 2,129,000 | 2,955,000 | 4,640,000 |
| Noninterest expense | 2,546,000 | 5,105,000 | 7,863,000 | 10,641,000 |
| Provision for loan losses | 4,000 | 4,000 | 255,000 | 293,000 |
| Pretax income | 1,088,000 | 2,775,000 | 3,826,000 | 6,047,000 |
| Income tax | 421,000 | 1,082,000 | 1,506,000 | 2,392,000 |
| Net income | 667,000 | 1,693,000 | 2,320,000 | 3,655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,843,000 | 40,869,000 | 41,496,000 | 42,314,000 |
| Total capital | 42,740,000 | 43,918,000 | 44,671,000 | 45,533,000 |
| Risk-weighted assets | 230,774,000 | 242,942,000 | 253,499,000 | 257,096,000 |