Call reports 2015
MISSION VALLEY BANK — 2015
What MISSION VALLEY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 275,476,000 | 269,789,000 | 279,946,000 | 288,703,000 |
| Total loans | 193,474,000 | 182,497,000 | 197,993,000 | 203,819,000 |
| Allowance for loan losses | 4,173,000 | 4,102,000 | 4,581,000 | 3,585,000 |
| Securities available for sale | 15,558,000 | 13,760,000 | 13,259,000 | 12,608,000 |
| Securities held to maturity | 4,247,000 | 4,156,000 | 4,072,000 | 3,996,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,700,000 | 229,832,000 | 239,068,000 | 245,759,000 |
| Interest-bearing deposits | 129,898,000 | 127,857,000 | 127,800,000 | 124,343,000 |
| Noninterest-bearing deposits | 105,802,000 | 101,975,000 | 111,268,000 | 121,416,000 |
| Equity capital | 36,465,000 | 37,142,000 | 37,765,000 | 39,116,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,103,000 | 6,085,000 | 8,945,000 | 11,912,000 |
| Interest expense | 115,000 | 234,000 | 344,000 | 449,000 |
| Net interest income | 2,988,000 | 5,851,000 | 8,601,000 | 11,463,000 |
| Noninterest income | 703,000 | 1,495,000 | 2,105,000 | 3,179,000 |
| Noninterest expense | 2,763,000 | 5,180,000 | 7,657,000 | 10,207,000 |
| Provision for loan losses | 0 | 0 | -6,000 | -1,011,000 |
| Pretax income | 928,000 | 2,166,000 | 3,055,000 | 5,446,000 |
| Income tax | 355,000 | 839,000 | 1,183,000 | 2,146,000 |
| Net income | 573,000 | 1,327,000 | 1,872,000 | 3,300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,449,000 | 37,204,000 | 37,748,000 | 39,176,000 |
| Total capital | 39,199,000 | 39,833,000 | 40,499,000 | 42,025,000 |
| Risk-weighted assets | 218,535,000 | 208,750,000 | 218,193,000 | 227,073,000 |