Call reports 2014
MISSION VALLEY BANK — 2014
What MISSION VALLEY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 267,602,000 | 253,373,000 | 259,814,000 | 264,181,000 |
| Total loans | 171,359,000 | 178,244,000 | 180,050,000 | 191,168,000 |
| Allowance for loan losses | 3,827,000 | 3,675,000 | 4,086,000 | 4,119,000 |
| Securities available for sale | 17,771,000 | 17,316,000 | 16,550,000 | 16,055,000 |
| Securities held to maturity | 4,666,000 | 4,551,000 | 4,442,000 | 4,341,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,687,000 | 213,223,000 | 219,160,000 | 224,434,000 |
| Interest-bearing deposits | 131,057,000 | 118,248,000 | 123,779,000 | 124,909,000 |
| Noninterest-bearing deposits | 96,630,000 | 94,975,000 | 95,381,000 | 99,525,000 |
| Equity capital | 36,924,000 | 37,031,000 | 37,444,000 | 36,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,851,000 | 5,587,000 | 8,359,000 | 11,194,000 |
| Interest expense | 153,000 | 286,000 | 417,000 | 533,000 |
| Net interest income | 2,698,000 | 5,301,000 | 7,942,000 | 10,661,000 |
| Noninterest income | 662,000 | 1,259,000 | 2,022,000 | 3,180,000 |
| Noninterest expense | 2,761,000 | 5,608,000 | 8,204,000 | 10,850,000 |
| Provision for loan losses | 0 | -86,000 | 0 | 0 |
| Pretax income | 615,000 | 1,054,000 | 1,776,000 | 3,007,000 |
| Income tax | 225,000 | 378,000 | 653,000 | 1,139,000 |
| Net income | 390,000 | 676,000 | 1,123,000 | 1,868,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,980,000 | 36,981,000 | 37,381,000 | 36,104,000 |
| Total capital | 39,508,000 | 39,531,000 | 39,960,000 | 38,787,000 |
| Risk-weighted assets | 200,874,000 | 202,702,000 | 204,727,000 | 213,131,000 |