Call reports 2013
MISSION VALLEY BANK — 2013
What MISSION VALLEY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 288,350,000 | 255,363,000 | 269,201,000 | 269,564,000 |
| Total loans | 176,031,000 | 171,744,000 | 180,792,000 | 170,069,000 |
| Allowance for loan losses | 5,245,000 | 5,155,000 | 4,812,000 | 3,576,000 |
| Securities available for sale | 22,747,000 | 20,781,000 | 21,518,000 | 20,465,000 |
| Securities held to maturity | 5,322,000 | 5,114,000 | 4,932,000 | 4,792,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,280,000 | 216,394,000 | 230,181,000 | 229,190,000 |
| Interest-bearing deposits | 133,587,000 | 134,339,000 | 136,443,000 | 135,186,000 |
| Noninterest-bearing deposits | 115,693,000 | 82,055,000 | 93,738,000 | 94,004,000 |
| Equity capital | 35,939,000 | 35,900,000 | 36,153,000 | 36,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,949,000 | 6,267,000 | 9,126,000 | 11,941,000 |
| Interest expense | 252,000 | 483,000 | 701,000 | 909,000 |
| Net interest income | 2,697,000 | 5,784,000 | 8,425,000 | 11,032,000 |
| Noninterest income | 640,000 | 1,242,000 | 1,812,000 | 2,670,000 |
| Noninterest expense | 2,783,000 | 5,413,000 | 8,168,000 | 10,994,000 |
| Provision for loan losses | 0 | 0 | 0 | -500,000 |
| Pretax income | 554,000 | 1,613,000 | 2,069,000 | 3,208,000 |
| Income tax | 207,000 | 603,000 | 775,000 | 1,213,000 |
| Net income | 347,000 | 1,010,000 | 1,294,000 | 1,995,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,564,000 | 35,813,000 | 36,160,000 | 36,610,000 |
| Total capital | 38,144,000 | 38,260,000 | 38,760,000 | 39,107,000 |
| Risk-weighted assets | 203,653,000 | 193,069,000 | 205,972,000 | 198,589,000 |