Call reports 2012
MISSION VALLEY BANK — 2012
What MISSION VALLEY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 252,118,000 | 246,779,000 | 245,372,000 | 241,493,000 |
| Total loans | 182,544,000 | 185,843,000 | 175,851,000 | 177,695,000 |
| Allowance for loan losses | 5,643,000 | 5,444,000 | 5,303,000 | 5,209,000 |
| Securities available for sale | 16,265,000 | 16,373,000 | 15,654,000 | 22,987,000 |
| Securities held to maturity | 6,312,000 | 6,033,000 | 5,788,000 | 5,550,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,418,000 | 199,398,000 | 203,315,000 | 198,611,000 |
| Interest-bearing deposits | 119,693,000 | 117,781,000 | 123,845,000 | 122,713,000 |
| Noninterest-bearing deposits | 74,724,000 | 81,617,000 | 79,469,000 | 75,897,000 |
| Equity capital | 34,574,000 | 34,484,000 | 34,934,000 | 35,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,196,000 | 6,357,000 | 9,457,000 | 12,359,000 |
| Interest expense | 345,000 | 652,000 | 917,000 | 1,170,000 |
| Net interest income | 2,851,000 | 5,705,000 | 8,540,000 | 11,189,000 |
| Noninterest income | 573,000 | 1,238,000 | 2,174,000 | 3,171,000 |
| Noninterest expense | 2,793,000 | 5,759,000 | 8,643,000 | 11,157,000 |
| Provision for loan losses | 425,000 | 1,202,000 | 1,402,000 | 1,302,000 |
| Pretax income | 260,000 | 36,000 | 723,000 | 1,955,000 |
| Income tax | 115,000 | 1,000 | 260,000 | 744,000 |
| Net income | 145,000 | 35,000 | 463,000 | 1,211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,409,000 | 34,299,000 | 34,728,000 | 35,294,000 |
| Total capital | 36,919,000 | 36,815,000 | 37,157,000 | 37,753,000 |
| Risk-weighted assets | 197,585,000 | 198,295,000 | 191,326,000 | 194,741,000 |