Call reports 2010
MISSION VALLEY BANK — 2010
What MISSION VALLEY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 259,307,000 | 255,348,000 | 255,299,000 | 254,499,000 |
| Total loans | 200,834,000 | 196,066,000 | 194,852,000 | 191,735,000 |
| Allowance for loan losses | 6,630,000 | 5,844,000 | 5,334,000 | 5,741,000 |
| Securities available for sale | 25,990,000 | 24,313,000 | 23,271,000 | 22,364,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,729,000 | 196,692,000 | 195,177,000 | 193,820,000 |
| Interest-bearing deposits | 140,855,000 | 136,920,000 | 136,081,000 | 133,914,000 |
| Noninterest-bearing deposits | 59,874,000 | 59,772,000 | 59,095,000 | 59,905,000 |
| Equity capital | 28,259,000 | 28,134,000 | 32,430,000 | 33,149,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,475,000 | 6,927,000 | 10,403,000 | 13,904,000 |
| Interest expense | 670,000 | 1,306,000 | 1,877,000 | 2,421,000 |
| Net interest income | 2,805,000 | 5,621,000 | 8,526,000 | 11,483,000 |
| Noninterest income | 728,000 | 1,452,000 | 2,100,000 | 3,269,000 |
| Noninterest expense | 2,679,000 | 5,393,000 | 8,127,000 | 10,731,000 |
| Provision for loan losses | 752,000 | 2,122,000 | 2,309,000 | 2,394,000 |
| Pretax income | 102,000 | -442,000 | 190,000 | 1,687,000 |
| Income tax | -56,000 | -263,000 | -42,000 | 539,000 |
| Net income | 158,000 | -179,000 | 232,000 | 1,148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,991,000 | 27,800,000 | 32,048,000 | 32,962,000 |
| Total capital | 30,802,000 | 30,425,000 | 34,624,000 | 35,503,000 |
| Risk-weighted assets | 220,954,000 | 206,723,000 | 203,240,000 | 200,019,000 |