Call reports 2009
MISSION VALLEY BANK — 2009
What MISSION VALLEY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 255,992,000 | 261,205,000 | 265,354,000 | 263,365,000 |
| Total loans | 192,573,000 | 199,783,000 | 206,624,000 | 202,296,000 |
| Allowance for loan losses | 2,940,000 | 3,727,000 | 6,061,000 | 6,547,000 |
| Securities available for sale | 25,591,000 | 27,196,000 | 22,739,000 | 22,556,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,982,000 | 206,441,000 | 211,133,000 | 204,884,000 |
| Interest-bearing deposits | 138,284,000 | 145,814,000 | 146,036,000 | 142,992,000 |
| Noninterest-bearing deposits | 59,698,000 | 60,626,000 | 65,097,000 | 61,892,000 |
| Equity capital | 24,558,000 | 24,385,000 | 23,897,000 | 28,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,593,000 | 7,359,000 | 11,252,000 | 14,926,000 |
| Interest expense | 901,000 | 1,807,000 | 2,689,000 | 3,456,000 |
| Net interest income | 2,692,000 | 5,552,000 | 8,563,000 | 11,470,000 |
| Noninterest income | 659,000 | 1,362,000 | 2,786,000 | 3,523,000 |
| Noninterest expense | 2,564,000 | 5,202,000 | 8,025,000 | 10,691,000 |
| Provision for loan losses | 293,000 | 1,241,000 | 3,658,000 | 5,375,000 |
| Pretax income | 494,000 | 471,000 | -277,000 | -1,016,000 |
| Income tax | 173,000 | 165,000 | -97,000 | -874,000 |
| Net income | 321,000 | 306,000 | -180,000 | -142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,357,000 | 24,188,000 | 23,610,000 | 28,071,000 |
| Total capital | 27,066,000 | 27,005,000 | 26,524,000 | 30,932,000 |
| Risk-weighted assets | 216,425,000 | 225,154,000 | 229,067,000 | 225,659,000 |