Call reports 2008
MISSION VALLEY BANK — 2008
What MISSION VALLEY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 198,712,000 | 197,680,000 | 220,312,000 | 238,023,000 |
| Total loans | 163,353,000 | 166,953,000 | 172,156,000 | 192,865,000 |
| Allowance for loan losses | 2,115,000 | 2,257,000 | 2,424,000 | 2,633,000 |
| Securities available for sale | 6,757,000 | 5,492,000 | 14,098,000 | 19,838,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,634,000 | 155,977,000 | 163,956,000 | 180,195,000 |
| Interest-bearing deposits | 107,757,000 | 103,119,000 | 107,840,000 | 121,880,000 |
| Noninterest-bearing deposits | 50,877,000 | 52,858,000 | 56,117,000 | 58,315,000 |
| Equity capital | 18,067,000 | 18,212,000 | 18,371,000 | 24,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,235,000 | 6,475,000 | 9,737,000 | 13,174,000 |
| Interest expense | 1,179,000 | 2,153,000 | 3,105,000 | 4,098,000 |
| Net interest income | 2,056,000 | 4,322,000 | 6,632,000 | 9,076,000 |
| Noninterest income | 714,000 | 1,414,000 | 2,062,000 | 3,548,000 |
| Noninterest expense | 2,411,000 | 4,858,000 | 7,392,000 | 9,771,000 |
| Provision for loan losses | 76,000 | 297,000 | 466,000 | 1,077,000 |
| Pretax income | 283,000 | 581,000 | 836,000 | 1,810,000 |
| Income tax | 102,000 | 148,000 | 153,000 | 293,000 |
| Net income | 181,000 | 433,000 | 683,000 | 1,517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,052,000 | 18,225,000 | 18,383,000 | 24,176,000 |
| Total capital | 20,215,000 | 20,529,000 | 20,829,000 | 26,877,000 |
| Risk-weighted assets | 183,046,000 | 185,761,000 | 195,671,000 | 216,075,000 |