Call reports 2007
MISSION VALLEY BANK — 2007
What MISSION VALLEY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 183,340,000 | 201,785,000 | 204,787,000 | 204,660,000 |
| Total loans | 144,546,000 | 164,492,000 | 165,307,000 | 168,492,000 |
| Allowance for loan losses | 1,827,000 | 2,071,000 | 2,151,000 | 2,090,000 |
| Securities available for sale | 12,187,000 | 11,718,000 | 11,470,000 | 11,242,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,776,000 | 152,463,000 | 155,099,000 | 150,844,000 |
| Interest-bearing deposits | 92,983,000 | 103,765,000 | 101,125,000 | 96,078,000 |
| Noninterest-bearing deposits | 51,793,000 | 48,698,000 | 53,974,000 | 54,765,000 |
| Equity capital | 16,594,000 | 16,880,000 | 17,272,000 | 17,954,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,972,000 | 6,244,000 | 9,620,000 | 13,026,000 |
| Interest expense | 1,045,000 | 2,282,000 | 3,586,000 | 4,906,000 |
| Net interest income | 1,927,000 | 3,962,000 | 6,034,000 | 8,120,000 |
| Noninterest income | 664,000 | 1,317,000 | 2,003,000 | 3,179,000 |
| Noninterest expense | 2,025,000 | 3,921,000 | 5,941,000 | 8,254,000 |
| Provision for loan losses | 137,000 | 320,000 | 426,000 | 533,000 |
| Pretax income | 418,000 | 1,027,000 | 1,659,000 | 2,501,000 |
| Income tax | 161,000 | 361,000 | 573,000 | 695,000 |
| Net income | 257,000 | 666,000 | 1,086,000 | 1,806,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,679,000 | 16,980,000 | 17,317,000 | 17,983,000 |
| Total capital | 18,566,000 | 19,111,000 | 19,529,000 | 20,133,000 |
| Risk-weighted assets | 169,241,000 | 188,754,000 | 192,852,000 | 190,560,000 |