Call reports 2005
MISSION VALLEY BANK — 2005
What MISSION VALLEY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 122,344,000 | 127,289,000 | 138,693,000 | 146,734,000 |
| Total loans | 87,822,000 | 94,731,000 | 96,969,000 | 103,594,000 |
| Allowance for loan losses | 1,058,000 | 1,172,000 | 1,228,000 | 1,324,000 |
| Securities available for sale | 10,765,000 | 10,498,000 | 17,544,000 | 18,564,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,398,000 | 112,930,000 | 120,051,000 | 123,629,000 |
| Interest-bearing deposits | 71,240,000 | 73,024,000 | 75,083,000 | 76,349,000 |
| Noninterest-bearing deposits | 37,157,000 | 39,907,000 | 44,968,000 | 47,281,000 |
| Equity capital | 9,643,000 | 9,921,000 | 14,072,000 | 14,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,527,000 | 3,244,000 | 5,096,000 | 7,173,000 |
| Interest expense | 364,000 | 767,000 | 1,221,000 | 1,747,000 |
| Net interest income | 1,163,000 | 2,477,000 | 3,875,000 | 5,426,000 |
| Noninterest income | 380,000 | 795,000 | 1,245,000 | 1,726,000 |
| Noninterest expense | 1,219,000 | 2,527,000 | 3,938,000 | 5,309,000 |
| Provision for loan losses | 81,000 | 195,000 | 251,000 | 347,000 |
| Pretax income | 243,000 | 550,000 | 931,000 | 1,496,000 |
| Income tax | 84,000 | 196,000 | 336,000 | 547,000 |
| Net income | 159,000 | 354,000 | 595,000 | 949,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,805,000 | 10,023,000 | 14,193,000 | 14,436,000 |
| Total capital | 10,893,000 | 11,225,000 | 15,451,000 | 15,790,000 |
| Risk-weighted assets | 102,897,000 | 109,688,000 | 114,218,000 | 121,717,000 |
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