Call reports 2026
CUMBERLAND FEDERAL BANK, FSB — 2026
What CUMBERLAND FEDERAL BANK, FSB reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 328,621,000 | 341,636,000 |
| Total loans | 171,082,000 | 177,116,000 |
| Allowance for loan losses | 1,834,000 | 1,960,000 |
| Securities available for sale | 148,614,000 | 157,172,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 262,145,000 | 287,516,000 |
| Interest-bearing deposits | 249,989,000 | 274,629,000 |
| Noninterest-bearing deposits | 12,156,000 | 12,887,000 |
| Equity capital | 31,241,000 | 32,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,695,000 | 9,601,000 |
| Interest expense | 2,209,000 | 4,473,000 |
| Net interest income | 2,486,000 | 5,128,000 |
| Noninterest income | 153,000 | 282,000 |
| Noninterest expense | 1,069,000 | 2,122,000 |
| Provision for loan losses | 126,000 | 252,000 |
| Pretax income | 1,403,000 | 2,988,000 |
| Income tax | 299,000 | 678,000 |
| Net income | 1,104,000 | 2,310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 33,215,000 | 34,421,000 |
| Total capital | 35,049,000 | 36,381,000 |
| Risk-weighted assets | 192,363,000 | 199,977,000 |