Call reports 2026
UNITY BANK — 2026
What UNITY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 587,615,000 | 574,753,000 |
| Total loans | 445,029,000 | 436,729,000 |
| Allowance for loan losses | 14,155,000 | 14,173,000 |
| Securities available for sale | 65,563,000 | 81,061,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 516,775,000 | 509,585,000 |
| Interest-bearing deposits | 424,156,000 | 417,764,000 |
| Noninterest-bearing deposits | 92,619,000 | 91,821,000 |
| Equity capital | 52,057,000 | 51,968,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 8,219,000 | 16,047,000 |
| Interest expense | 2,689,000 | 5,157,000 |
| Net interest income | 5,530,000 | 10,890,000 |
| Noninterest income | 478,000 | 953,000 |
| Noninterest expense | 5,614,000 | 11,154,000 |
| Provision for loan losses | 300,000 | 600,000 |
| Pretax income | 70,000 | 120,000 |
| Income tax | 3,000 | 40,000 |
| Net income | 67,000 | 80,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 51,223,000 | 51,241,000 |
| Total capital | 56,710,000 | 56,618,000 |
| Risk-weighted assets | 430,300,000 | 421,413,000 |