Call report 2025Q4
UNITY BANK — 2025Q4
The 22 measures UNITY BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 611,752,000 | USD | evidence → |
| Total loans | 471,248,000 | USD | evidence → |
| Allowance for loan losses | 14,783,000 | USD | evidence → |
| Securities available for sale | 65,502,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 537,966,000 | USD | evidence → |
| Interest-bearing deposits | 442,650,000 | USD | evidence → |
| Noninterest-bearing deposits | 95,316,000 | USD | evidence → |
| Equity capital | 52,355,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 34,825,000 | USD | evidence → |
| Interest expense | 12,079,000 | USD | evidence → |
| Net interest income | 22,746,000 | USD | evidence → |
| Noninterest income | 2,093,000 | USD | evidence → |
| Noninterest expense | 20,663,000 | USD | evidence → |
| Provision for loan losses | 10,769,000 | USD | evidence → |
| Pretax income | -6,604,000 | USD | evidence → |
| Income tax | 2,000 | USD | evidence → |
| Net income | -6,606,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 51,153,000 | USD | evidence → |
| Total capital | 56,879,000 | USD | evidence → |
| Risk-weighted assets | 449,089,000 | USD | evidence → |