Call report 2024Q4
UNITY BANK — 2024Q4
The 22 measures UNITY BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 637,373,000 | USD | evidence → |
| Total loans | 493,406,000 | USD | evidence → |
| Allowance for loan losses | 5,714,000 | USD | evidence → |
| Securities available for sale | 60,232,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 542,547,000 | USD | evidence → |
| Interest-bearing deposits | 455,319,000 | USD | evidence → |
| Noninterest-bearing deposits | 87,228,000 | USD | evidence → |
| Equity capital | 61,671,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 36,029,000 | USD | evidence → |
| Interest expense | 13,024,000 | USD | evidence → |
| Net interest income | 23,005,000 | USD | evidence → |
| Noninterest income | 3,385,000 | USD | evidence → |
| Noninterest expense | 19,916,000 | USD | evidence → |
| Provision for loan losses | 336,000 | USD | evidence → |
| Pretax income | 6,140,000 | USD | evidence → |
| Income tax | 36,000 | USD | evidence → |
| Net income | 6,104,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 61,440,000 | USD | evidence → |
| Total capital | 67,154,000 | USD | evidence → |
| Risk-weighted assets | 479,681,000 | USD | evidence → |