Call report 2021Q4
UNITY BANK — 2021Q4
The 22 measures UNITY BANK reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 593,196,000 | USD | evidence → |
| Total loans | 438,540,000 | USD | evidence → |
| Allowance for loan losses | 6,514,000 | USD | evidence → |
| Securities available for sale | 29,911,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 536,440,000 | USD | evidence → |
| Interest-bearing deposits | 425,928,000 | USD | evidence → |
| Noninterest-bearing deposits | 110,512,000 | USD | evidence → |
| Equity capital | 51,252,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,935,000 | USD | evidence → |
| Interest expense | 2,871,000 | USD | evidence → |
| Net interest income | 21,064,000 | USD | evidence → |
| Noninterest income | 2,823,000 | USD | evidence → |
| Noninterest expense | 17,925,000 | USD | evidence → |
| Provision for loan losses | -580,000 | USD | evidence → |
| Pretax income | 6,602,000 | USD | evidence → |
| Income tax | 38,000 | USD | evidence → |
| Net income | 6,564,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 50,514,000 | USD | evidence → |
| Total capital | 55,823,000 | USD | evidence → |
| Risk-weighted assets | 423,515,000 | USD | evidence → |