Call report 2020Q4
UNITY BANK — 2020Q4
The 22 measures UNITY BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 591,843,000 | USD | evidence → |
| Total loans | 465,264,000 | USD | evidence → |
| Allowance for loan losses | 7,088,000 | USD | evidence → |
| Securities available for sale | 27,742,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 529,042,000 | USD | evidence → |
| Interest-bearing deposits | 427,515,000 | USD | evidence → |
| Noninterest-bearing deposits | 101,527,000 | USD | evidence → |
| Equity capital | 48,644,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 25,462,000 | USD | evidence → |
| Interest expense | 4,258,000 | USD | evidence → |
| Net interest income | 21,204,000 | USD | evidence → |
| Noninterest income | 3,327,000 | USD | evidence → |
| Noninterest expense | 18,031,000 | USD | evidence → |
| Provision for loan losses | 1,000,000 | USD | evidence → |
| Pretax income | 5,496,000 | USD | evidence → |
| Income tax | 31,000 | USD | evidence → |
| Net income | 5,465,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 47,372,000 | USD | evidence → |
| Total capital | 52,821,000 | USD | evidence → |
| Risk-weighted assets | 434,412,000 | USD | evidence → |