Call report 2012Q4
UNITY BANK — 2012Q4
The 22 measures UNITY BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 78,259,000 | USD | evidence → |
| Total loans | 58,781,000 | USD | evidence → |
| Allowance for loan losses | 814,000 | USD | evidence → |
| Securities available for sale | 7,557,000 | USD | evidence → |
| Securities held to maturity | 955,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 69,210,000 | USD | evidence → |
| Interest-bearing deposits | 58,755,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,455,000 | USD | evidence → |
| Equity capital | 8,621,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,562,000 | USD | evidence → |
| Interest expense | 460,000 | USD | evidence → |
| Net interest income | 3,102,000 | USD | evidence → |
| Noninterest income | 574,000 | USD | evidence → |
| Noninterest expense | 2,577,000 | USD | evidence → |
| Provision for loan losses | 70,000 | USD | evidence → |
| Pretax income | 1,029,000 | USD | evidence → |
| Income tax | 15,000 | USD | evidence → |
| Net income | 1,014,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,766,000 | USD | evidence → |
| Total capital | 8,507,000 | USD | evidence → |
| Risk-weighted assets | 59,207,000 | USD | evidence → |