Call reports 2006
UNITY BANK — 2006
What UNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 57,462,000 | 59,403,000 | 58,506,000 | 60,344,000 |
| Total loans | 41,103,000 | 42,858,000 | 45,325,000 | 46,088,000 |
| Allowance for loan losses | 618,000 | 624,000 | 634,000 | 658,000 |
| Securities available for sale | 8,366,000 | 9,194,000 | 8,234,000 | 5,908,000 |
| Securities held to maturity | 500,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,565,000 | 52,643,000 | 51,580,000 | 53,274,000 |
| Interest-bearing deposits | 44,931,000 | 46,169,000 | 45,549,000 | 46,073,000 |
| Noninterest-bearing deposits | 5,634,000 | 6,474,000 | 6,031,000 | 7,201,000 |
| Equity capital | 6,535,000 | 6,363,000 | 6,526,000 | 6,656,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 840,000 | 1,743,000 | 2,691,000 | 3,650,000 |
| Interest expense | 269,000 | 569,000 | 903,000 | 1,264,000 |
| Net interest income | 571,000 | 1,174,000 | 1,788,000 | 2,386,000 |
| Noninterest income | 71,000 | 142,000 | 220,000 | 293,000 |
| Noninterest expense | 478,000 | 918,000 | 1,364,000 | 1,802,000 |
| Provision for loan losses | 9,000 | 15,000 | 24,000 | 49,000 |
| Pretax income | 155,000 | 383,000 | 620,000 | 820,000 |
| Income tax | 4,000 | 6,000 | 8,000 | 12,000 |
| Net income | 151,000 | 377,000 | 612,000 | 808,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,568,000 | 5,413,000 | 5,561,000 | 5,670,000 |
| Total capital | 6,099,000 | 5,932,000 | 6,108,000 | 6,231,000 |
| Risk-weighted assets | 42,370,000 | 42,424,000 | 44,816,000 | 45,955,000 |
Machine access — free, no API key
Every figure shown here about UNITY BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.