Call reports 2015
LAPORTE SAVINGS BANK, THE — 2015
What LAPORTE SAVINGS BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 520,726,000 | 514,815,000 | 536,527,000 | 534,447,000 |
| Total loans | 332,419,000 | 333,186,000 | 357,669,000 | 348,754,000 |
| Allowance for loan losses | 3,675,000 | 3,730,000 | 3,677,000 | 3,634,000 |
| Securities available for sale | 136,324,000 | 130,021,000 | 121,226,000 | 118,750,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 357,000,000 | 355,813,000 | 343,366,000 | 394,464,000 |
| Interest-bearing deposits | 298,563,000 | 297,138,000 | 282,169,000 | 331,492,000 |
| Noninterest-bearing deposits | 58,437,000 | 58,675,000 | 61,197,000 | 62,972,000 |
| Equity capital | 74,707,000 | 75,497,000 | 75,258,000 | 76,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,463,000 | 9,066,000 | 13,726,000 | 18,590,000 |
| Interest expense | 554,000 | 1,139,000 | 1,860,000 | 2,501,000 |
| Net interest income | 3,909,000 | 7,927,000 | 11,866,000 | 16,089,000 |
| Noninterest income | 551,000 | 1,353,000 | 2,068,000 | 2,857,000 |
| Noninterest expense | 3,437,000 | 6,781,000 | 10,218,000 | 13,779,000 |
| Provision for loan losses | 105,000 | 155,000 | 255,000 | 255,000 |
| Pretax income | 968,000 | 2,422,000 | 3,557,000 | 5,008,000 |
| Income tax | 185,000 | 533,000 | 809,000 | 1,212,000 |
| Net income | 783,000 | 1,889,000 | 2,748,000 | 3,796,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,295,000 | 66,660,000 | 66,277,000 | 67,583,000 |
| Total capital | 68,970,000 | 70,390,000 | 69,954,000 | 71,217,000 |
| Risk-weighted assets | 376,407,000 | 377,565,000 | 401,827,000 | 396,254,000 |