Call reports 2014
LAPORTE SAVINGS BANK, THE — 2014
What LAPORTE SAVINGS BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 517,667,000 | 527,446,000 | 503,534,000 | 512,046,000 |
| Total loans | 297,553,000 | 314,908,000 | 301,936,000 | 310,476,000 |
| Allowance for loan losses | 3,868,000 | 3,761,000 | 3,746,000 | 3,595,000 |
| Securities available for sale | 169,247,000 | 155,169,000 | 153,365,000 | 150,881,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 345,224,000 | 359,484,000 | 347,985,000 | 345,580,000 |
| Interest-bearing deposits | 294,095,000 | 305,164,000 | 293,205,000 | 291,944,000 |
| Noninterest-bearing deposits | 51,129,000 | 54,320,000 | 54,780,000 | 53,636,000 |
| Equity capital | 72,719,000 | 74,937,000 | 72,170,000 | 73,376,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,256,000 | 8,735,000 | 13,355,000 | 17,818,000 |
| Interest expense | 730,000 | 1,496,000 | 2,238,000 | 2,873,000 |
| Net interest income | 3,526,000 | 7,239,000 | 11,117,000 | 14,945,000 |
| Noninterest income | 510,000 | 1,158,000 | 1,835,000 | 2,402,000 |
| Noninterest expense | 3,303,000 | 6,498,000 | 9,649,000 | 13,156,000 |
| Provision for loan losses | 0 | 0 | 0 | -150,000 |
| Pretax income | 743,000 | 1,999,000 | 3,412,000 | 4,447,000 |
| Income tax | 84,000 | 343,000 | 644,000 | 785,000 |
| Net income | 659,000 | 1,656,000 | 2,768,000 | 3,662,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,403,000 | 64,847,000 | 62,350,000 | 64,134,000 |
| Total capital | 67,271,000 | 68,608,000 | 66,096,000 | 67,729,000 |
| Risk-weighted assets | 348,817,000 | 360,001,000 | 344,151,000 | 353,457,000 |