Call reports 2013
LAPORTE SAVINGS BANK, THE — 2013
What LAPORTE SAVINGS BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 475,179,000 | 477,317,000 | 490,744,000 | 518,862,000 |
| Total loans | 298,008,000 | 276,147,000 | 278,230,000 | 298,295,000 |
| Allowance for loan losses | 4,220,000 | 4,237,000 | 4,227,000 | 3,905,000 |
| Securities available for sale | 133,376,000 | 147,475,000 | 162,631,000 | 159,552,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 341,683,000 | 344,213,000 | 336,534,000 | 349,401,000 |
| Interest-bearing deposits | 288,135,000 | 297,053,000 | 285,068,000 | 297,906,000 |
| Noninterest-bearing deposits | 53,548,000 | 47,160,000 | 51,466,000 | 51,495,000 |
| Equity capital | 75,154,000 | 73,782,000 | 74,554,000 | 70,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,388,000 | 8,813,000 | 13,079,000 | 17,495,000 |
| Interest expense | 807,000 | 1,586,000 | 2,370,000 | 3,144,000 |
| Net interest income | 3,581,000 | 7,227,000 | 10,709,000 | 14,351,000 |
| Noninterest income | 679,000 | 1,317,000 | 1,888,000 | 2,266,000 |
| Noninterest expense | 2,975,000 | 5,798,000 | 8,683,000 | 11,762,000 |
| Provision for loan losses | 3,000 | 106,000 | 206,000 | 6,000 |
| Pretax income | 1,535,000 | 3,130,000 | 4,253,000 | 5,567,000 |
| Income tax | 372,000 | 758,000 | 977,000 | 1,339,000 |
| Net income | 1,163,000 | 2,372,000 | 3,276,000 | 4,228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,296,000 | 64,784,000 | 65,743,000 | 62,399,000 |
| Total capital | 68,503,000 | 68,760,000 | 69,794,000 | 66,304,000 |
| Risk-weighted assets | 338,411,000 | 322,450,000 | 329,497,000 | 346,540,000 |