Call reports 2012
LAPORTE SAVINGS BANK, THE — 2012
What LAPORTE SAVINGS BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 468,188,000 | 477,672,000 | 483,835,000 | 484,231,000 |
| Total loans | 301,966,000 | 309,942,000 | 317,963,000 | 319,072,000 |
| Allowance for loan losses | 3,964,000 | 4,268,000 | 4,305,000 | 4,308,000 |
| Securities available for sale | 125,185,000 | 123,515,000 | 121,682,000 | 120,796,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 343,610,000 | 343,714,000 | 363,730,000 | 351,457,000 |
| Interest-bearing deposits | 301,158,000 | 301,171,000 | 318,083,000 | 300,429,000 |
| Noninterest-bearing deposits | 42,452,000 | 42,543,000 | 45,647,000 | 51,028,000 |
| Equity capital | 57,232,000 | 58,587,000 | 60,436,000 | 74,291,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,989,000 | 9,865,000 | 14,963,000 | 19,804,000 |
| Interest expense | 1,157,000 | 2,230,000 | 3,230,000 | 4,113,000 |
| Net interest income | 3,832,000 | 7,635,000 | 11,733,000 | 15,691,000 |
| Noninterest income | 488,000 | 1,092,000 | 2,018,000 | 2,802,000 |
| Noninterest expense | 2,888,000 | 5,631,000 | 8,414,000 | 11,622,000 |
| Provision for loan losses | 228,000 | 531,000 | 884,000 | 1,037,000 |
| Pretax income | 1,313,000 | 2,762,000 | 4,822,000 | 6,212,000 |
| Income tax | 294,000 | 631,000 | 1,259,000 | 1,642,000 |
| Net income | 1,019,000 | 2,131,000 | 3,563,000 | 4,570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,103,000 | 47,328,000 | 48,870,000 | 62,998,000 |
| Total capital | 50,067,000 | 51,596,000 | 53,168,000 | 67,306,000 |
| Risk-weighted assets | 329,175,000 | 343,737,000 | 352,119,000 | 355,625,000 |