Call reports 2011
LAPORTE SAVINGS BANK, THE — 2011
What LAPORTE SAVINGS BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 441,435,000 | 459,718,000 | 484,271,000 | 475,883,000 |
| Total loans | 268,627,000 | 269,604,000 | 310,246,000 | 302,074,000 |
| Allowance for loan losses | 3,530,000 | 3,374,000 | 3,707,000 | 3,772,000 |
| Securities available for sale | 129,423,000 | 148,386,000 | 133,243,000 | 131,974,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 324,307,000 | 321,312,000 | 336,104,000 | 335,621,000 |
| Interest-bearing deposits | 288,387,000 | 285,760,000 | 298,502,000 | 296,316,000 |
| Noninterest-bearing deposits | 35,920,000 | 35,552,000 | 37,602,000 | 39,305,000 |
| Equity capital | 53,501,000 | 54,900,000 | 56,632,000 | 56,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,873,000 | 9,482,000 | 14,402,000 | 19,390,000 |
| Interest expense | 1,529,000 | 2,994,000 | 4,363,000 | 5,591,000 |
| Net interest income | 3,344,000 | 6,488,000 | 10,039,000 | 13,799,000 |
| Noninterest income | 518,000 | 838,000 | 1,411,000 | 2,020,000 |
| Noninterest expense | 2,782,000 | 5,435,000 | 8,089,000 | 10,903,000 |
| Provision for loan losses | 28,000 | 231,000 | 634,000 | 1,137,000 |
| Pretax income | 1,077,000 | 1,688,000 | 3,314,000 | 4,406,000 |
| Income tax | 214,000 | 268,000 | 678,000 | 882,000 |
| Net income | 863,000 | 1,420,000 | 2,636,000 | 3,524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,194,000 | 44,936,000 | 45,965,000 | 44,973,000 |
| Total capital | 47,724,000 | 48,310,000 | 49,672,000 | 48,745,000 |
| Risk-weighted assets | 299,987,000 | 301,923,000 | 334,383,000 | 328,012,000 |