Call reports 2010
LAPORTE SAVINGS BANK, THE — 2010
What LAPORTE SAVINGS BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 418,683,000 | 437,601,000 | 447,831,000 | 443,050,000 |
| Total loans | 271,831,000 | 292,248,000 | 292,893,000 | 281,111,000 |
| Allowance for loan losses | 3,659,000 | 4,351,000 | 4,442,000 | 3,943,000 |
| Securities available for sale | 106,523,000 | 104,240,000 | 112,845,000 | 119,376,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 291,133,000 | 295,868,000 | 320,584,000 | 318,237,000 |
| Interest-bearing deposits | 257,313,000 | 259,874,000 | 283,039,000 | 282,858,000 |
| Noninterest-bearing deposits | 33,820,000 | 35,994,000 | 37,545,000 | 35,379,000 |
| Equity capital | 51,529,000 | 51,966,000 | 53,153,000 | 52,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,818,000 | 9,811,000 | 14,953,000 | 20,171,000 |
| Interest expense | 1,790,000 | 3,572,000 | 5,311,000 | 6,992,000 |
| Net interest income | 3,028,000 | 6,239,000 | 9,642,000 | 13,179,000 |
| Noninterest income | 667,000 | 1,528,000 | 2,446,000 | 3,449,000 |
| Noninterest expense | 2,641,000 | 5,218,000 | 7,888,000 | 10,676,000 |
| Provision for loan losses | 909,000 | 1,664,000 | 2,292,000 | 3,472,000 |
| Pretax income | 953,000 | 1,728,000 | 2,833,000 | 3,543,000 |
| Income tax | 204,000 | 341,000 | 582,000 | 684,000 |
| Net income | 749,000 | 1,387,000 | 2,251,000 | 2,859,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,999,000 | 41,723,000 | 42,607,000 | 42,754,000 |
| Total capital | 44,638,000 | 45,634,000 | 46,528,000 | 46,574,000 |
| Risk-weighted assets | 291,162,000 | 312,990,000 | 313,207,000 | 305,472,000 |