Call reports 2009
LAPORTE SAVINGS BANK, THE — 2009
What LAPORTE SAVINGS BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 378,680,000 | 390,528,000 | 385,950,000 | 404,658,000 |
| Total loans | 227,598,000 | 254,255,000 | 249,751,000 | 260,010,000 |
| Allowance for loan losses | 2,483,000 | 2,610,000 | 2,486,000 | 2,776,000 |
| Securities available for sale | 108,509,000 | 92,484,000 | 96,023,000 | 102,095,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,429,000 | 258,809,000 | 257,581,000 | 274,553,000 |
| Interest-bearing deposits | 222,834,000 | 225,386,000 | 225,728,000 | 239,871,000 |
| Noninterest-bearing deposits | 28,595,000 | 33,423,000 | 31,853,000 | 34,682,000 |
| Equity capital | 49,098,000 | 49,168,000 | 51,194,000 | 51,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,642,000 | 9,279,000 | 14,074,000 | 19,012,000 |
| Interest expense | 2,073,000 | 4,121,000 | 6,065,000 | 8,005,000 |
| Net interest income | 2,569,000 | 5,158,000 | 8,009,000 | 11,007,000 |
| Noninterest income | 678,000 | 1,482,000 | 2,237,000 | 3,506,000 |
| Noninterest expense | 2,595,000 | 5,609,000 | 8,259,000 | 11,042,000 |
| Provision for loan losses | 49,000 | 258,000 | 442,000 | 851,000 |
| Pretax income | 739,000 | 1,404,000 | 2,232,000 | 3,322,000 |
| Income tax | 177,000 | 271,000 | 452,000 | 556,000 |
| Net income | 562,000 | 1,133,000 | 1,780,000 | 2,766,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,745,000 | 38,489,000 | 39,823,000 | 40,168,000 |
| Total capital | 40,228,000 | 41,099,000 | 42,309,000 | 42,944,000 |
| Risk-weighted assets | 244,301,000 | 268,804,000 | 268,152,000 | 280,459,000 |