Call reports 2025
BANKERS' BANK OF THE WEST — 2025
What BANKERS' BANK OF THE WEST reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 428,264,000 | 409,295,000 | 412,130,000 | 441,940,000 |
| Total loans | 325,958,000 | 335,728,000 | 335,898,000 | 335,700,000 |
| Allowance for loan losses | 5,718,000 | 5,718,000 | 5,797,000 | 5,797,000 |
| Securities available for sale | 19,204,000 | 18,883,000 | 18,643,000 | 16,658,000 |
| Securities held to maturity | 10,000 | 10,000 | 10,000 | 10,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,167,000 | 269,400,000 | 267,467,000 | 247,026,000 |
| Interest-bearing deposits | 177,255,000 | 158,818,000 | 157,130,000 | 142,441,000 |
| Noninterest-bearing deposits | 99,912,000 | 110,582,000 | 110,337,000 | 104,585,000 |
| Equity capital | 54,616,000 | 55,534,000 | 56,039,000 | 56,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,812,000 | 12,067,000 | 18,483,000 | 24,728,000 |
| Interest expense | 2,362,000 | 4,786,000 | 7,334,000 | 9,718,000 |
| Net interest income | 3,450,000 | 7,281,000 | 11,149,000 | 15,010,000 |
| Noninterest income | 2,899,000 | 6,092,000 | 9,570,000 | 12,575,000 |
| Noninterest expense | 5,547,000 | 11,300,000 | 17,271,000 | 23,007,000 |
| Provision for loan losses | 0 | 0 | 79,000 | 79,000 |
| Pretax income | 3,311,000 | 4,582,000 | 5,878,000 | 7,008,000 |
| Income tax | 790,000 | 1,083,000 | 1,380,000 | 1,639,000 |
| Net income | 2,521,000 | 3,499,000 | 4,498,000 | 5,369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,105,000 | 56,883,000 | 57,237,000 | 57,903,000 |
| Total capital | 61,287,000 | 62,164,000 | 62,565,000 | 63,247,000 |
| Risk-weighted assets | 413,931,000 | 421,898,000 | 425,642,000 | 426,970,000 |