Call reports 2024
BANKERS' BANK OF THE WEST — 2024
What BANKERS' BANK OF THE WEST reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 448,425,000 | 415,624,000 | 404,756,000 | 431,504,000 |
| Total loans | 315,366,000 | 320,920,000 | 322,582,000 | 315,734,000 |
| Allowance for loan losses | 5,618,000 | 5,620,000 | 5,621,000 | 5,718,000 |
| Securities available for sale | 20,669,000 | 20,222,000 | 20,158,000 | 19,491,000 |
| Securities held to maturity | 18,000 | 18,000 | 17,000 | 16,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 329,485,000 | 231,488,000 | 227,763,000 | 291,975,000 |
| Interest-bearing deposits | 150,081,000 | 133,323,000 | 145,287,000 | 181,600,000 |
| Noninterest-bearing deposits | 179,404,000 | 98,165,000 | 82,476,000 | 110,375,000 |
| Equity capital | 54,108,000 | 54,581,000 | 54,719,000 | 53,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,914,000 | 11,918,000 | 18,222,000 | 24,325,000 |
| Interest expense | 2,455,000 | 5,204,000 | 8,279,000 | 11,016,000 |
| Net interest income | 3,459,000 | 6,714,000 | 9,943,000 | 13,309,000 |
| Noninterest income | 3,377,000 | 6,711,000 | 10,164,000 | 13,317,000 |
| Noninterest expense | 5,251,000 | 10,991,000 | 16,901,000 | 22,796,000 |
| Provision for loan losses | 0 | 0 | 0 | 97,000 |
| Pretax income | 1,585,000 | 5,039,000 | 5,814,000 | 6,341,000 |
| Income tax | 370,000 | 1,201,000 | 1,376,000 | 1,490,000 |
| Net income | 1,215,000 | 3,838,000 | 4,438,000 | 4,851,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,167,000 | 56,615,000 | 56,240,000 | 55,484,000 |
| Total capital | 61,156,000 | 61,744,000 | 61,390,000 | 60,607,000 |
| Risk-weighted assets | 398,351,000 | 409,739,000 | 411,438,000 | 409,096,000 |