Call reports 2022
BANKERS' BANK OF THE WEST — 2022
What BANKERS' BANK OF THE WEST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 455,477,000 | 399,665,000 | 443,707,000 | 420,737,000 |
| Total loans | 270,447,000 | 292,592,000 | 294,137,000 | 301,688,000 |
| Allowance for loan losses | 5,128,000 | 5,188,000 | 5,288,000 | 5,576,000 |
| Securities available for sale | 30,041,000 | 29,527,000 | 26,798,000 | 23,134,000 |
| Securities held to maturity | 86,000 | 71,000 | 61,000 | 51,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 301,294,000 | 237,506,000 | 230,241,000 | 263,605,000 |
| Interest-bearing deposits | 36,390,000 | 63,421,000 | 80,655,000 | 131,792,000 |
| Noninterest-bearing deposits | 264,904,000 | 174,085,000 | 149,586,000 | 131,813,000 |
| Equity capital | 53,809,000 | 53,854,000 | 53,433,000 | 53,204,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,222,000 | 7,117,000 | 11,427,000 | 16,899,000 |
| Interest expense | 189,000 | 595,000 | 1,601,000 | 3,493,000 |
| Net interest income | 3,033,000 | 6,522,000 | 9,826,000 | 13,406,000 |
| Noninterest income | 3,542,000 | 7,818,000 | 11,700,000 | 14,470,000 |
| Noninterest expense | 4,921,000 | 10,445,000 | 16,114,000 | 21,596,000 |
| Provision for loan losses | 0 | 60,000 | 160,000 | 582,000 |
| Pretax income | 1,654,000 | 3,835,000 | 5,252,000 | 5,698,000 |
| Income tax | 398,000 | 929,000 | 1,269,000 | 1,369,000 |
| Net income | 1,256,000 | 2,906,000 | 3,983,000 | 4,329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,660,000 | 55,360,000 | 55,282,000 | 55,353,000 |
| Total capital | 59,021,000 | 60,153,000 | 60,165,000 | 60,346,000 |
| Risk-weighted assets | 348,139,000 | 383,088,000 | 390,287,000 | 398,887,000 |