Call reports 2020
BANKERS' BANK OF THE WEST — 2020
What BANKERS' BANK OF THE WEST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 407,047,000 | 460,294,000 | 454,457,000 | 497,536,000 |
| Total loans | 249,898,000 | 258,281,000 | 256,858,000 | 253,188,000 |
| Allowance for loan losses | 4,622,000 | 4,624,000 | 5,142,000 | 5,143,000 |
| Securities available for sale | 27,712,000 | 18,014,000 | 16,984,000 | 15,835,000 |
| Securities held to maturity | 235,000 | 220,000 | 207,000 | 194,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 299,114,000 | 362,069,000 | 316,113,000 | 349,955,000 |
| Interest-bearing deposits | 142,916,000 | 135,934,000 | 114,068,000 | 100,417,000 |
| Noninterest-bearing deposits | 156,198,000 | 226,135,000 | 202,045,000 | 249,538,000 |
| Equity capital | 49,881,000 | 50,824,000 | 52,801,000 | 53,620,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,875,000 | 7,325,000 | 10,596,000 | 13,852,000 |
| Interest expense | 993,000 | 1,715,000 | 2,343,000 | 2,862,000 |
| Net interest income | 2,882,000 | 5,610,000 | 8,253,000 | 10,990,000 |
| Noninterest income | 2,889,000 | 5,885,000 | 9,857,000 | 13,613,000 |
| Noninterest expense | 4,721,000 | 9,341,000 | 14,612,000 | 19,732,000 |
| Provision for loan losses | 0 | 0 | 500,000 | 500,000 |
| Pretax income | 1,066,000 | 2,651,000 | 5,814,000 | 7,187,000 |
| Income tax | 254,000 | 638,000 | 1,411,000 | 1,742,000 |
| Net income | 812,000 | 2,013,000 | 4,403,000 | 5,445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,799,000 | 49,915,000 | 51,874,000 | 52,708,000 |
| Total capital | 52,757,000 | 54,060,000 | 55,838,000 | 56,542,000 |
| Risk-weighted assets | 316,035,000 | 331,152,000 | 315,944,000 | 305,421,000 |