Call reports 2019
BANKERS' BANK OF THE WEST — 2019
What BANKERS' BANK OF THE WEST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 408,682,000 | 367,210,000 | 382,906,000 | 402,964,000 |
| Total loans | 241,751,000 | 234,442,000 | 242,890,000 | 250,715,000 |
| Allowance for loan losses | 4,532,000 | 4,535,000 | 4,538,000 | 4,619,000 |
| Securities available for sale | 28,481,000 | 27,776,000 | 27,245,000 | 28,390,000 |
| Securities held to maturity | 360,000 | 302,000 | 280,000 | 250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 312,732,000 | 263,794,000 | 256,660,000 | 275,997,000 |
| Interest-bearing deposits | 138,189,000 | 137,112,000 | 152,956,000 | 137,625,000 |
| Noninterest-bearing deposits | 174,543,000 | 126,682,000 | 103,704,000 | 138,372,000 |
| Equity capital | 49,526,000 | 50,463,000 | 49,725,000 | 50,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,151,000 | 8,309,000 | 12,398,000 | 16,492,000 |
| Interest expense | 1,043,000 | 2,101,000 | 3,200,000 | 4,291,000 |
| Net interest income | 3,108,000 | 6,208,000 | 9,198,000 | 12,201,000 |
| Noninterest income | 2,736,000 | 5,669,000 | 9,188,000 | 12,308,000 |
| Noninterest expense | 4,269,000 | 9,004,000 | 14,094,000 | 18,988,000 |
| Provision for loan losses | 0 | 0 | 0 | 77,000 |
| Pretax income | 1,575,000 | 2,873,000 | 4,292,000 | 5,477,000 |
| Income tax | 351,000 | 663,000 | 1,009,000 | 1,293,000 |
| Net income | 1,224,000 | 2,210,000 | 3,283,000 | 4,184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,860,000 | 49,608,000 | 48,687,000 | 49,354,000 |
| Total capital | 52,429,000 | 53,054,000 | 52,257,000 | 53,325,000 |
| Risk-weighted assets | 284,567,000 | 274,619,000 | 284,645,000 | 317,068,000 |