Call reports 2018
BANKERS' BANK OF THE WEST — 2018
What BANKERS' BANK OF THE WEST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 400,569,000 | 370,523,000 | 357,004,000 | 364,805,000 |
| Total loans | 227,581,000 | 226,366,000 | 226,638,000 | 253,796,000 |
| Allowance for loan losses | 4,096,000 | 4,559,000 | 4,049,000 | 4,527,000 |
| Securities available for sale | 34,214,000 | 33,162,000 | 29,883,000 | 28,869,000 |
| Securities held to maturity | 493,000 | 456,000 | 408,000 | 379,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 307,412,000 | 276,126,000 | 249,424,000 | 247,527,000 |
| Interest-bearing deposits | 138,346,000 | 140,458,000 | 121,036,000 | 130,641,000 |
| Noninterest-bearing deposits | 169,066,000 | 135,668,000 | 128,388,000 | 116,886,000 |
| Equity capital | 44,690,000 | 45,247,000 | 46,097,000 | 49,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,479,000 | 7,418,000 | 11,137,000 | 15,107,000 |
| Interest expense | 668,000 | 1,399,000 | 2,175,000 | 3,041,000 |
| Net interest income | 2,811,000 | 6,019,000 | 8,962,000 | 12,066,000 |
| Noninterest income | 2,547,000 | 5,488,000 | 9,207,000 | 12,231,000 |
| Noninterest expense | 4,072,000 | 8,596,000 | 13,421,000 | 18,307,000 |
| Provision for loan losses | 482,000 | 1,132,000 | 1,482,000 | 1,957,000 |
| Pretax income | 804,000 | 1,779,000 | 3,266,000 | 7,590,000 |
| Income tax | 186,000 | 417,000 | 773,000 | 1,830,000 |
| Net income | 618,000 | 1,362,000 | 2,493,000 | 5,760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,103,000 | 44,555,000 | 45,472,000 | 48,562,000 |
| Total capital | 47,469,000 | 47,887,000 | 48,816,000 | 52,229,000 |
| Risk-weighted assets | 268,582,000 | 265,406,000 | 266,849,000 | 292,505,000 |