Call reports 2017
BANKERS' BANK OF THE WEST — 2017
What BANKERS' BANK OF THE WEST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 328,746,000 | 327,597,000 | 361,819,000 | 357,089,000 |
| Total loans | 223,518,000 | 217,826,000 | 236,152,000 | 231,396,000 |
| Allowance for loan losses | 4,828,000 | 4,831,000 | 4,833,000 | 4,680,000 |
| Securities available for sale | 33,870,000 | 32,598,000 | 31,410,000 | 30,224,000 |
| Securities held to maturity | 703,000 | 651,000 | 577,000 | 528,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 261,603,000 | 263,298,000 | 266,563,000 | 263,142,000 |
| Interest-bearing deposits | 156,854,000 | 151,905,000 | 145,628,000 | 144,301,000 |
| Noninterest-bearing deposits | 104,749,000 | 111,393,000 | 120,935,000 | 118,841,000 |
| Equity capital | 43,242,000 | 44,059,000 | 44,367,000 | 44,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,922,000 | 6,085,000 | 9,464,000 | 12,832,000 |
| Interest expense | 482,000 | 1,022,000 | 1,606,000 | 2,251,000 |
| Net interest income | 2,440,000 | 5,063,000 | 7,858,000 | 10,581,000 |
| Noninterest income | 2,011,000 | 4,596,000 | 7,432,000 | 10,005,000 |
| Noninterest expense | 3,445,000 | 7,403,000 | 11,630,000 | 15,860,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,006,000 | 2,256,000 | 3,660,000 | 4,726,000 |
| Income tax | 338,000 | 793,000 | 1,296,000 | 1,749,000 |
| Net income | 668,000 | 1,463,000 | 2,364,000 | 2,977,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,204,000 | 43,015,000 | 43,301,000 | 44,060,000 |
| Total capital | 45,482,000 | 46,187,000 | 46,780,000 | 47,481,000 |
| Risk-weighted assets | 260,538,000 | 251,907,000 | 276,834,000 | 272,305,000 |