Call reports 2016
BANKERS' BANK OF THE WEST — 2016
What BANKERS' BANK OF THE WEST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 327,320,000 | 332,980,000 | 320,218,000 | 324,192,000 |
| Total loans | 202,663,000 | 208,021,000 | 207,561,000 | 218,041,000 |
| Allowance for loan losses | 4,611,000 | 4,645,000 | 4,655,000 | 4,662,000 |
| Securities available for sale | 37,578,000 | 35,820,000 | 33,901,000 | 32,352,000 |
| Securities held to maturity | 1,117,000 | 1,048,000 | 925,000 | 761,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 276,464,000 | 280,483,000 | 264,956,000 | 259,782,000 |
| Interest-bearing deposits | 148,753,000 | 155,501,000 | 145,364,000 | 149,554,000 |
| Noninterest-bearing deposits | 127,711,000 | 124,982,000 | 119,592,000 | 110,228,000 |
| Equity capital | 41,445,000 | 42,470,000 | 42,843,000 | 43,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,518,000 | 5,475,000 | 8,173,000 | 10,926,000 |
| Interest expense | 374,000 | 797,000 | 1,217,000 | 1,662,000 |
| Net interest income | 2,144,000 | 4,678,000 | 6,956,000 | 9,264,000 |
| Noninterest income | 2,265,000 | 4,990,000 | 7,712,000 | 9,906,000 |
| Noninterest expense | 3,523,000 | 7,175,000 | 11,133,000 | 14,591,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 886,000 | 2,493,000 | 3,535,000 | 4,579,000 |
| Income tax | 314,000 | 897,000 | 1,271,000 | 1,648,000 |
| Net income | 572,000 | 1,596,000 | 2,264,000 | 2,931,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,019,000 | 41,058,000 | 41,441,000 | 41,887,000 |
| Total capital | 43,066,000 | 44,210,000 | 44,587,000 | 45,148,000 |
| Risk-weighted assets | 241,701,000 | 250,163,000 | 249,698,000 | 258,981,000 |