Call reports 2013
BANKERS' BANK OF THE WEST — 2013
What BANKERS' BANK OF THE WEST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 355,234,000 | 334,378,000 | 338,695,000 | 316,713,000 |
| Total loans | 154,702,000 | 141,142,000 | 151,386,000 | 155,519,000 |
| Allowance for loan losses | 5,885,000 | 5,764,000 | 5,500,000 | 5,381,000 |
| Securities available for sale | 62,162,000 | 58,699,000 | 55,495,000 | 50,750,000 |
| Securities held to maturity | 3,018,000 | 2,774,000 | 2,591,000 | 2,259,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 307,729,000 | 285,622,000 | 290,747,000 | 262,126,000 |
| Interest-bearing deposits | 123,964,000 | 124,359,000 | 122,289,000 | 123,929,000 |
| Noninterest-bearing deposits | 183,765,000 | 161,263,000 | 168,458,000 | 138,197,000 |
| Equity capital | 38,191,000 | 39,057,000 | 39,838,000 | 40,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,094,000 | 4,136,000 | 6,135,000 | 8,397,000 |
| Interest expense | 202,000 | 397,000 | 589,000 | 804,000 |
| Net interest income | 1,892,000 | 3,739,000 | 5,546,000 | 7,593,000 |
| Noninterest income | 2,094,000 | 4,641,000 | 7,491,000 | 9,904,000 |
| Noninterest expense | 3,212,000 | 6,654,000 | 10,430,000 | 14,412,000 |
| Provision for loan losses | 0 | 0 | 0 | -1,000,000 |
| Pretax income | 774,000 | 1,726,000 | 2,607,000 | 4,051,000 |
| Income tax | 4,000 | 16,000 | 40,000 | -310,000 |
| Net income | 770,000 | 1,710,000 | 2,567,000 | 4,361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,289,000 | 37,193,000 | 37,967,000 | 38,435,000 |
| Total capital | 38,663,000 | 39,499,000 | 40,239,000 | 40,852,000 |
| Risk-weighted assets | 185,250,000 | 181,045,000 | 178,568,000 | 190,365,000 |
Machine access — free, no API key
Every figure shown here about BANKERS' BANK OF THE WEST — 2013 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.