Call reports 2012
BANKERS' BANK OF THE WEST — 2012
What BANKERS' BANK OF THE WEST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 388,309,000 | 348,424,000 | 356,057,000 | 368,545,000 |
| Total loans | 167,040,000 | 144,992,000 | 159,043,000 | 160,408,000 |
| Allowance for loan losses | 7,222,000 | 7,732,000 | 7,780,000 | 5,879,000 |
| Securities available for sale | 74,739,000 | 71,635,000 | 67,993,000 | 64,557,000 |
| Securities held to maturity | 4,309,000 | 3,979,000 | 3,635,000 | 3,205,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 345,153,000 | 303,896,000 | 310,220,000 | 321,704,000 |
| Interest-bearing deposits | 148,440,000 | 116,335,000 | 116,747,000 | 137,577,000 |
| Noninterest-bearing deposits | 196,713,000 | 187,561,000 | 193,473,000 | 184,127,000 |
| Equity capital | 34,030,000 | 34,921,000 | 35,943,000 | 37,442,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,320,000 | 4,450,000 | 6,593,000 | 8,748,000 |
| Interest expense | 301,000 | 553,000 | 746,000 | 952,000 |
| Net interest income | 2,019,000 | 3,897,000 | 5,847,000 | 7,796,000 |
| Noninterest income | 2,109,000 | 4,463,000 | 7,222,000 | 9,710,000 |
| Noninterest expense | 3,407,000 | 6,820,000 | 10,449,000 | 14,138,000 |
| Provision for loan losses | 0 | 0 | 0 | -1,232,000 |
| Pretax income | 721,000 | 1,540,000 | 2,620,000 | 4,600,000 |
| Income tax | 0 | 0 | 80,000 | -727,000 |
| Net income | 721,000 | 1,540,000 | 2,540,000 | 5,327,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,990,000 | 33,884,000 | 34,582,000 | 35,559,000 |
| Total capital | 35,429,000 | 36,068,000 | 36,884,000 | 38,035,000 |
| Risk-weighted assets | 190,734,000 | 167,849,000 | 177,095,000 | 193,358,000 |