Call reports 2011
BANKERS' BANK OF THE WEST — 2011
What BANKERS' BANK OF THE WEST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 351,106,000 | 368,962,000 | 358,530,000 | 367,367,000 |
| Total loans | 188,068,000 | 176,542,000 | 176,183,000 | 167,031,000 |
| Allowance for loan losses | 12,397,000 | 11,536,000 | 11,276,000 | 7,253,000 |
| Securities available for sale | 30,337,000 | 29,992,000 | 29,526,000 | 78,644,000 |
| Securities held to maturity | 5,498,000 | 5,245,000 | 4,985,000 | 4,517,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 309,279,000 | 325,949,000 | 315,255,000 | 322,375,000 |
| Interest-bearing deposits | 153,124,000 | 143,987,000 | 150,544,000 | 146,174,000 |
| Noninterest-bearing deposits | 156,155,000 | 181,962,000 | 164,711,000 | 176,201,000 |
| Equity capital | 32,113,000 | 32,926,000 | 33,094,000 | 33,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,633,000 | 5,074,000 | 7,442,000 | 9,854,000 |
| Interest expense | 448,000 | 825,000 | 1,164,000 | 1,474,000 |
| Net interest income | 2,185,000 | 4,249,000 | 6,278,000 | 8,380,000 |
| Noninterest income | 2,205,000 | 4,591,000 | 7,210,000 | 9,885,000 |
| Noninterest expense | 3,371,000 | 6,770,000 | 11,203,000 | 15,817,000 |
| Provision for loan losses | 43,000 | 43,000 | 43,000 | 615,000 |
| Pretax income | 976,000 | 2,027,000 | 2,242,000 | 1,833,000 |
| Income tax | 354,000 | 734,000 | 804,000 | 9,000 |
| Net income | 622,000 | 1,293,000 | 1,438,000 | 1,824,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,058,000 | 31,729,000 | 32,736,000 | 32,428,000 |
| Total capital | 33,759,000 | 34,236,000 | 35,294,000 | 34,936,000 |
| Risk-weighted assets | 206,456,000 | 191,549,000 | 195,953,000 | 194,887,000 |