Call reports 2008
BANKERS' BANK OF THE WEST — 2008
What BANKERS' BANK OF THE WEST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 525,212,000 | 574,276,000 | 528,492,000 | 434,553,000 |
| Total loans | 405,107,000 | 373,897,000 | 372,282,000 | 338,037,000 |
| Allowance for loan losses | 3,468,000 | 4,018,000 | 4,704,000 | 8,014,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,705,000 | 5,298,000 | 4,973,000 | 4,937,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,498,000 | 154,272,000 | 237,793,000 | 209,373,000 |
| Interest-bearing deposits | 0 | 75,092,000 | 140,092,000 | 120,139,000 |
| Noninterest-bearing deposits | 87,498,000 | 79,180,000 | 97,701,000 | 89,235,000 |
| Equity capital | 42,000,000 | 43,827,000 | 44,671,000 | 42,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 7,529,000 | 14,210,000 | 20,290,000 | 25,228,000 |
| Interest expense | 3,027,000 | 5,153,000 | 7,238,000 | 8,585,000 |
| Net interest income | 4,502,000 | 9,057,000 | 13,052,000 | 16,643,000 |
| Noninterest income | 3,895,000 | 6,299,000 | 8,834,000 | 11,268,000 |
| Noninterest expense | 3,683,000 | 7,200,000 | 10,906,000 | 14,730,000 |
| Provision for loan losses | 730,000 | 1,280,000 | 2,930,000 | 8,430,000 |
| Pretax income | 3,984,000 | 6,876,000 | 8,145,000 | 4,846,000 |
| Income tax | 1,461,000 | 2,526,000 | 2,951,000 | 1,790,000 |
| Net income | 2,523,000 | 4,350,000 | 5,194,000 | 3,056,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,000,000 | 43,827,000 | 44,671,000 | 42,429,000 |
| Total capital | 45,468,000 | 47,845,000 | 49,375,000 | 47,232,000 |
| Risk-weighted assets | 444,828,000 | 431,676,000 | 435,012,000 | 381,000,000 |
Machine access — free, no API key
Every figure shown here about BANKERS' BANK OF THE WEST — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.