Call reports 2007
BANKERS' BANK OF THE WEST — 2007
What BANKERS' BANK OF THE WEST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 373,452,000 | 423,657,000 | 445,564,000 | 553,062,000 |
| Total loans | 252,845,000 | 274,668,000 | 304,734,000 | 385,348,000 |
| Allowance for loan losses | 2,684,000 | 2,744,000 | 2,675,000 | 2,739,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,969,000 | 7,870,000 | 7,334,000 | 6,271,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,656,000 | 115,100,000 | 137,376,000 | 82,634,000 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 158,656,000 | 115,100,000 | 137,376,000 | 82,634,000 |
| Equity capital | 35,873,000 | 37,113,000 | 38,524,000 | 39,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,117,000 | 10,916,000 | 16,773,000 | 23,807,000 |
| Interest expense | 2,054,000 | 4,761,000 | 7,136,000 | 10,507,000 |
| Net interest income | 3,063,000 | 6,155,000 | 9,637,000 | 13,300,000 |
| Noninterest income | 2,612,000 | 5,329,000 | 8,025,000 | 10,459,000 |
| Noninterest expense | 3,602,000 | 7,422,000 | 11,178,000 | 15,044,000 |
| Provision for loan losses | 60,000 | 120,000 | 345,000 | 445,000 |
| Pretax income | 2,013,000 | 3,942,000 | 6,139,000 | 8,296,000 |
| Income tax | 727,000 | 1,416,000 | 2,202,000 | 2,984,000 |
| Net income | 1,286,000 | 2,526,000 | 3,937,000 | 5,312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,873,000 | 37,113,000 | 38,524,000 | 39,899,000 |
| Total capital | 38,557,000 | 39,857,000 | 41,199,000 | 42,638,000 |
| Risk-weighted assets | 277,530,000 | 278,472,000 | 339,234,000 | 424,532,000 |
Machine access — free, no API key
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