Call reports 2005
BANKERS' BANK OF THE WEST — 2005
What BANKERS' BANK OF THE WEST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 340,273,000 | 449,395,000 | 415,485,000 | 431,882,000 |
| Total loans | 173,938,000 | 203,817,000 | 237,537,000 | 241,530,000 |
| Allowance for loan losses | 2,369,000 | 2,426,000 | 2,486,000 | 2,541,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,509,000 | 6,512,000 | 6,503,000 | 6,496,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,193,000 | 172,776,000 | 239,838,000 | 187,536,000 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 148,193,000 | 172,776,000 | 239,838,000 | 187,536,000 |
| Equity capital | 26,926,000 | 28,590,000 | 29,790,000 | 30,871,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,291,000 | 7,034,000 | 11,430,000 | 16,027,000 |
| Interest expense | 1,027,000 | 2,436,000 | 4,254,000 | 6,161,000 |
| Net interest income | 2,264,000 | 4,598,000 | 7,176,000 | 9,866,000 |
| Noninterest income | 2,204,000 | 4,447,000 | 7,193,000 | 9,748,000 |
| Noninterest expense | 2,940,000 | 6,031,000 | 9,383,000 | 12,938,000 |
| Provision for loan losses | 45,000 | 105,000 | 165,000 | 225,000 |
| Pretax income | 1,483,000 | 2,909,000 | 4,821,000 | 6,451,000 |
| Income tax | 522,000 | 1,034,000 | 1,746,000 | 2,295,000 |
| Net income | 961,000 | 1,875,000 | 3,075,000 | 4,156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,926,000 | 28,590,000 | 29,790,000 | 30,871,000 |
| Total capital | 29,295,000 | 31,016,000 | 32,276,000 | 33,412,000 |
| Risk-weighted assets | 204,889,000 | 254,972,000 | 274,588,000 | 284,269,000 |
Machine access — free, no API key
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